MWallet — your digital
wallet
A comprehensive digital payment platform built for modern life. Launched 2024. Available for individuals and businesses through the Mombo App.
— CORE FEATURES
Everything in one wallet
Instant Transfers
Send money instantly to family, friends or business partners — no delays. Available 24/7 with no monthly maintenance fees.
Bank & M-Pesa Integration
Deposit via bank transfer or M-Pesa. Connects seamlessly with both bank accounts and M-Pesa/Airtel Money for smooth fund movement.
Budgeting & Planning Tools
Built-in financial planning tools to track spending, set budgets, schedule payments and stay on top of your financial goals.
Privacy & Anonymization
Your name and contact details are never disclosed to transaction recipients — a privacy feature unique to the MWallet compared to other digital wallets.
Overdraft Facility
Access extra funds when you need them most — without going through a formal loan application. Quick relief for temporary cash gaps.
Real-Time Notifications
Instant alerts for every transaction — full visibility and control of your money at all times.
Payment Scheduling & Auto-Save
Schedule recurring payments and set up auto-savings rules for automatic transfers to your savings or goal accounts — no manual action needed.
Multi-Level Business Approvals
Enterprise-grade transaction approval layers. No single user can initiate and complete a transaction alone — protecting your business from fraud.
Bulk Payments
Efficiently handle multiple mobile or bank payments simultaneously — ideal for businesses, payroll and group expense management.
— SPLIT A BILL
Divide expenses effortlessly
Split dinner, group trips, shared rent — equal or custom amounts. Everyone is notified instantly.
Group Dinner — KSh 4,800 total
Equal or custom splits
Divide equally or set individual custom amounts.
Instant settlement
Each participant receives their share request immediately.
— SEND A GIFT
Give more with Mombo Boost
Send a monetary gift to anyone — and Mombo adds 50% on top. For example, send KSh 1,000 and the recipient gets KSh 1,500.
YOU SEND
KSh 1,000
RECIPIENT RECEIVES
KSh 1,500
50% Mombo Gift Boost included 🎉
Add a personalised message to make the gift more special. Send to any contact — member or not. Transfers instantly.
— PAYMENT OPTIONS
Fund your account your way
Bank Transfer
Direct deposit into your Mombo Sacco account via bank transfer. Bank account details available in-app. Best for larger amounts requiring bank-level documentation.
M-Pesa Paybill
Deposit instantly using Mombo Sacco M-Pesa Paybill number 997585. Fast, convenient and available from anywhere, anytime.
MWallet
Use your MWallet for instant transfers, bill payments and deposits. No monthly maintenance fees. Integrates with both bank and M-Pesa accounts.
Get the MWallet today
Available within the Mombo App on Google Play and App Store.
Download the App →