SME Biashara Account
Tailored for SMEs, Chamas and groups. Structured savings, attractive returns and access to development loans. Launched 2022.
— ACCOUNT TIERS
Choose your business tier
500 shares at KSh 100 each required on opening. Requires business registration documents.
Stawi
Min. KSh 10,000/month · Reg. KSh 2,000
Shaba
Min. KSh 50,000/month · Reg. KSh 10,000
Fedha
Min. KSh 50,000/month · Reg. KSh 10,000
Dhahabu
Min. KSh 100,000/month · Reg. KSh 10,000
Zumaridi
Min. KSh 300,000/month · Reg. KSh 10,000
— OPENING REQUIREMENTS
What you need to open
- ✓ Business certificate of registration or certificate of incorporation
- ✓ Business KRA PIN certificate
- ✓ Board resolution to open account and mandate on operations
- ✓ By-Laws or Memo and Articles of Association / Partnership Deed
- ✓ Officials: National ID copy and KRA PIN certificate
💡 Don’t have all these documents yet? Don’t worry.
While these are the standard requirements to open a business account with Mombo SACCO — you can still start your application today. Our team at Mombo is here to walk with you. If you’re missing any paperwork, we’ll help you get it sorted step by step so you can enjoy saving with MOMBO Digital Sacco
— KEY BENEFITS
Why SME Biashara?
Full Group Visibility
All group members can view transactions — not just officials. Promotes accountability and collective responsibility.
SME Wallet
Multi-level access control for business finances — no single user initiates and completes a transaction alone.
Salary Advance for Employees
Employees access salary advances against your SME account — reducing your direct cash flow burden.
Instant Reports
Digital access to account statements in real time — both members and officials can initiate and complete transactions effortlessly.
Business Registration Support
Mombo Sacco assists in the registration of groups and businesses not yet formalised, plus technical services like accountancy.
Imarika & Nawiri Loans
Access short and long-term development loans (12-72 months) tailored to the group’s savings and MScore.
Open your SME account today
Available on the Mombo App — Google Play and App Store.
Get Started →